Affected by the lack of growth in the group insurance market, China's commercial insurance companies are actively developing affordable insurance products. However, behind the rapid growth, the huge risks and possible high losses of individual risks have not been fully transmitted to the market. If a market is always losing money on a large scale and it is impossible to make a profit, then such a market cannot be sustained even if it is made. It is believed that the rapid growth and decline of Health Republic will bring some inspiration to the domestic market.

Health Republic and more than 20 other non-profit health insurance companies are direct products of Obama's medical reform. The goal is to provide personally acceptable health insurance, so that people who are outside the protection can also get coverage of medical insurance. This group of people directly chose to go to the emergency room because there is no insurance, or the small illness caused a serious illness and lead to high medical expenses.

The original intention of setting up non-profit health insurance is that non-profit health insurance does not involve the interests of shareholders. There is no way to chase profits by increasing premiums and refusing users with previous illnesses to participate in insurance. Therefore, individuals can be imparted without prejudice. Users purchase insurance, which reflects fairness. However, unfortunately, from the first day of the establishment of Health Republic, it was doomed that this model was defeated by the serious adverse selection of a risk and the huge flaws in its product design. Health Insurance's personal insurance products and operations strategy have had serious problems from the start.

从Health Republic看医疗保险的创新陷阱

The first is the price. Health Republic's products cost more than 300 US dollars per month, which is less than half of the more than 600 US dollars of similar products. This surprised many actuaries and insurance practitioners. How can Health Republic be a new insurance company? Cost control and risk control to maintain such low premiums.

Followed by its medical network. In order to attract users and quickly increase the number of insured users, Health Republic's medical network includes many of New York's most famous large hospitals, including many hospitals featuring cancer treatment. As a new insurance company, it is easier for large hospitals to attract individuals who have been denied insurance because of previous illnesses (especially tumors) because they most need expensive specialist services from these large hospitals. Such hospital network design has laid the foundation for the failure of Health Republic from the beginning.

Fresh Red Garlic

Introduction:

The bulb of garlic,an allium plant in the lily family.with the pungent flavor and spicy taste.spherical shape with a diameter of 3-6.5cm. The surface is covered with white and papery-skin.

The top is slightly pointed, with residual scape in the middle,many fibrous root marks at the base. After peeling off the skin, a single head or 6 to 16 petal-shaped small bulbs, inserted around the base of the remaining flower stems. The bulbous valve is slightly ovoid, with a membranous outer skin, slightly pointed at the apex, and an arcuate bulge on one side.

In order to ensure the maximum freshness and nutrients.

We adhere to the traditional natural drying method without any human intervention.

Our fresh red garlic contains thiamine, riboflavin, nicotinic acid, allicin, citral, selenium and germanium.etc

Therefore help to improve immunity,anti-aging,lower blood sugar and pressure,improve indigestion etc.

what'more,it`s the easy way to improve flavor,add unique aroma for your food.

Specification

Brand:Changrong

Variety:Liliaceous Vegetables

Color:Purple red

Fresh Red Garlic,Chesnok Red Garlic,Red Chinese Garlic,Natural Fresh Red Garlic

shandong changrong international trade co.,ltd. , https://www.changronggarliccn.com